The presentation focuses on trends and developments related to deregulation, background on sub-prime problems, lessons learned from the banking crisis and an overview of Basel II.
This extensive presentation covers a full two-day workshop. The first day focused on the risk management process, credit culture and asset quality; borrowing causes; information and data needs; special challenges with small businesses; sources of repayment; and cash flow. The second day included discussion of developing a common analytical focus; projections and sensitivity analysis; non-financial risk dimensions; credit facility structuring; loan monitoring; dealing with problem loans; and credit risk ratings.
The presentation focuses on IT internal controls, definitions, overview of internal control/risk management frameworks, governance, risk assessment and security strategy.