This presentation has eight sections: 1) Credit Culture & The Risk Management Process; 2) Due Diligence & Data Expectations; 3) Underwriting & Credit Analysis Concepts; 4) Financial Analysis & Cash Flow Concepts; 5) Credit Structuring & Covenants; 6) The Risk Rating Process, Monitoring and Early Warning Signs; and 8) Asset-Based (Formula) Lending. It refers to handouts that are also included in this series.
This extensive presentation covers a full two-day workshop. The first day focused on the risk management process, credit culture and asset quality; borrowing causes; information and data needs; special challenges with small businesses; sources of repayment; and cash flow. The second day included discussion of developing a common analytical focus; projections and sensitivity analysis; non-financial risk dimensions; credit facility structuring; loan monitoring; dealing with problem loans; and credit risk ratings.
This is a handout to accompany the Credit Analysis Training for Credit Officers presentation.
This is a handout to accompany the Credit Analysis Training for Credit Officers presentation.
This is a handout to accompany the Credit Officer Workshop presentation.
This is a handout to accompany the Credit Officer Workshop presentation.
The presentation focuses on organizing banks using risk management. It includes discussion of risk management roles, a risk management model, policies and procedures, and skills and training.
This is a handout to accompany the Credit Analysis Training for Credit Officers presentation.
This manual accompanies the Entrepreneurship Training Participant Manual, providing trainers with timing, context and purpose, materials, preparation, learning objectives and practice for six sessions. This is part of WIT's Entrepreneurship Training.
The manual gives overviews, materials and homework for six sessions: laying the foundation, marketing basics, marketing strategy/cost of business, financial concepts, financing business and summation and vision. This is part of WIT's Entrepreneurship Training.