This manual gives an overview of developing a culture of good governance, defining the duties of the Board of Directors, protecting the rights of shareholders and stakeholders, internal structures, transparency and disclosure, and staying ahead of the curve.
This extensive presentation covers a full two-day workshop. The first day focused on the risk management process, credit culture and asset quality; borrowing causes; information and data needs; special challenges with small businesses; sources of repayment; and cash flow. The second day included discussion of developing a common analytical focus; projections and sensitivity analysis; non-financial risk dimensions; credit facility structuring; loan monitoring; dealing with problem loans; and credit risk ratings.
This presentation has eight sections: 1) Credit Culture & The Risk Management Process; 2) Due Diligence & Data Expectations; 3) Underwriting & Credit Analysis Concepts; 4) Financial Analysis & Cash Flow Concepts; 5) Credit Structuring & Covenants; 6) The Risk Rating Process, Monitoring and Early Warning Signs; and 8) Asset-Based (Formula) Lending. It refers to handouts that are also included in this series.
The presentation gives background about deposit insurance systems in the MENA region, including implications of implicit and explicit deposit insurance, and design features of existing deposit insurance systems.
This presentation focuses on deposit insurance, International Association of Deposit Insurers (IADI), interventions in the crisis, principles for effective deposit insurance systems and what's next globally.