This presentation has eight sections: 1) Credit Culture & The Risk Management Process; 2) Due Diligence & Data Expectations; 3) Underwriting & Credit Analysis Concepts; 4) Financial Analysis & Cash Flow Concepts; 5) Credit Structuring & Covenants; 6) The Risk Rating Process, Monitoring and Early Warning Signs; and 8) Asset-Based (Formula) Lending. It refers to handouts that are also included in this series.

The focus of this fraud awareness presentation includes: definition of fraud, occupational fraud and white collar crime; fraud awareness, detection and prevention; potential fraud indicators; and examples of fraud cases. The presentation was adapted from a fraud awareness presentation titled "How to Identify and Catch a Thief in the Workplace," developed by Susan Mondello, deputy chief audit officer and associate director, University Auditing and Advisory Services, Georgia State University, Atlanta, GA, USA.

The presentation describes recent developments, the Basel II consultative package, strengthening risk coverage, revisions to market risk and principles.

The presentation gives background about deposit insurance systems in the MENA region, including implications of implicit and explicit deposit insurance, and design features of existing deposit insurance systems.

This handout accompanies the Valuation presentation and focuses on the problem with common shares and preferred shares.  It also has case study examples.

This handout accompanies the Valuation presentation and describes valuation, why valuation is difficult, terminology and how to value an investment.

This is a handout to accompany the Credit Officer Workshop presentation.

This manual provides an introduction to corruption, including a focus on combatting corruption and a broad overview of the manifestations of wasting public money. It also includes information on how to monitor and document incidents of wasting public money and the responsibility of official public bodies to protect public funds. The guide presents methods for reporting and following up on incidents where public money is being wasted, emphasizing the rights of the citizen.

This is a handout to accompany the Establishing a Modern Risk Management Department presentations. It provides the answers to case study questions, which also are included in this series.

This questionnaire accompanies the presentations on developing examiner guidelines. It includes questions on the risk factors relating to fraudulent financial reporting and risk factors related to misappropriation of assets.

This questionnaire accompanies the presentations on assessing the adequacy of bank internal controls. It includes questions on the components of internal control, review procedures, monitoring, audits and more.

This is a handout to accompany the Establishing a Modern Risk Management Department presentations. It provides case study questions. (The answers are provided in this series.)

This is a handout to accompany the Credit Analysis Training for Credit Officers presentation.

This presentation on reputation risk management focuses on elements, self-improving processes, risk-sensitive indicators and the need for benchmarks.

The presentation focuses on the principles of bank risk management, core objectives, the "vicious cycle" of risk, components of an effective risk management process, a risk management framework and risk philosophy.

This presentation was the third in a series of three workshops on combating money laundering and terrorist financing. It focuses on methods of financial investigations and suspicious activity reports. The presentation offers several detailed examples and tips related to the development of policies and methods to combat money laundering and terrorist financing.

This case study exercise accompanies the presentations on assessing the adequacy of bank internal controls.

The presentation gives the definition of market risk, standard market risk factors, measurement of market risk and the Value at Risk (VaR) risk management approach.

This is a handout to accompany the Credit Analysis Training for Credit Officers presentation.

This presentation describes liquidity risk management, market risk versus market liquidity risk, the three loops of liquidity risk management and monitoring tools.

This is a handout to accompany the Credit Officer Workshop presentation.

This presentation focuses on market risk, credit risk, the credit risk model in modern banking and lending to small business.

The presentation focuses on organizing banks using risk management. It includes discussion of risk management roles, a risk management model, policies and procedures, and skills and training.

Topics of discussion in this anti-money laundering presentation include: definition of money laundering, how it is accomplished, legal considerations and reporting requirements, red flags and information resources. It includes a summary of U.S. and international laws, as well as details about customer identification programs (CIP).

The presentation describes the components of an internal audit examiner review, internal control systems, red flags, risk-focused examination principles, oversight expectations and review.