This presentation has eight sections: 1) Credit Culture & The Risk Management Process; 2) Due Diligence & Data Expectations; 3) Underwriting & Credit Analysis Concepts; 4) Financial Analysis & Cash Flow Concepts; 5) Credit Structuring & Covenants; 6) The Risk Rating Process, Monitoring and Early Warning Signs; and 8) Asset-Based (Formula) Lending. It refers to handouts that are also included in this series.
The focus of this fraud awareness presentation includes: definition of fraud, occupational fraud and white collar crime; fraud awareness, detection and prevention; potential fraud indicators; and examples of fraud cases. The presentation was adapted from a fraud awareness presentation titled "How to Identify and Catch a Thief in the Workplace," developed by Susan Mondello, deputy chief audit officer and associate director, University Auditing and Advisory Services, Georgia State University, Atlanta, GA, USA.
The presentation describes recent developments, the Basel II consultative package, strengthening risk coverage, revisions to market risk and principles.
The presentation gives background about deposit insurance systems in the MENA region, including implications of implicit and explicit deposit insurance, and design features of existing deposit insurance systems.
This handout accompanies the Valuation presentation and focuses on the problem with common shares and preferred shares. It also has case study examples.
This handout accompanies the Valuation presentation and describes valuation, why valuation is difficult, terminology and how to value an investment.
This is a handout to accompany the Credit Officer Workshop presentation.
This manual provides an introduction to corruption, including a focus on combatting corruption and a broad overview of the manifestations of wasting public money. It also includes information on how to monitor and document incidents of wasting public money and the responsibility of official public bodies to protect public funds. The guide presents methods for reporting and following up on incidents where public money is being wasted, emphasizing the rights of the citizen.
This is a handout to accompany the Establishing a Modern Risk Management Department presentations. It provides the answers to case study questions, which also are included in this series.
This questionnaire accompanies the presentations on developing examiner guidelines. It includes questions on the risk factors relating to fraudulent financial reporting and risk factors related to misappropriation of assets.