This presentation has eight sections: 1) Credit Culture & The Risk Management Process; 2) Due Diligence & Data Expectations; 3) Underwriting & Credit Analysis Concepts; 4) Financial Analysis & Cash Flow Concepts; 5) Credit Structuring & Covenants; 6) The Risk Rating Process, Monitoring and Early Warning Signs; and 8) Asset-Based (Formula) Lending. It refers to handouts that are also included in this series.

This handout accompanies the Valuation presentation and describes valuation, why valuation is difficult, terminology and how to value an investment.

This is a handout to accompany the Credit Officer Workshop presentation.

This is a handout to accompany the Credit Analysis Training for Credit Officers presentation.

This is a handout to accompany the Credit Analysis Training for Credit Officers presentation.

This is a handout to accompany the Credit Officer Workshop presentation.

This extensive presentation covers a full two-day workshop. The first day focused on the risk management process, credit culture and asset quality; borrowing causes; information and data needs; special challenges with small businesses; sources of repayment; and cash flow. The second day included discussion of developing a common analytical focus; projections and sensitivity analysis; non-financial risk dimensions; credit facility structuring; loan monitoring; dealing with problem loans; and credit risk ratings.

This is a handout to accompany the Credit Analysis Training for Credit Officers presentation.

يقدم هذا الدليل  لمحة عامة عن تطوير ثقافة الحوكمة الرشيدة ، وتحديد مسؤوليات مجلس الإدارة ، وحماية حقوق المساهمين وأصحاب المصالح ، والهياكل الداخلية ، والشفافية ، والإفصاح ، والبقاء في الطليعة

The presentation focuses on valuation issues, including the objective of financial reporting, fair value, and Basel supervisory guidance on fair valuing and provisioning. The emphasis is on EU banks.