Maktabat MEPI Library
الموارد التدريبية لمنظمات المجتمع المدني في الشرق الأوسط وشمال أفريقيا

This is a handout to accompany the Credit Officer Workshop presentation.

The presentation focuses on organizing banks using risk management. It includes discussion of risk management roles, a risk management model, policies and procedures, and skills and training.

This is a handout to accompany the Credit Analysis Training for Credit Officers presentation.

This is a handout to accompany the Credit Officer Workshop presentation.

This is a handout to accompany the Credit Analysis Training for Credit Officers presentation.

This is a handout to accompany the Credit Analysis Training for Credit Officers presentation.

This presentation has eight sections: 1) Credit Culture & The Risk Management Process; 2) Due Diligence & Data Expectations; 3) Underwriting & Credit Analysis Concepts; 4) Financial Analysis & Cash Flow Concepts; 5) Credit Structuring & Covenants; 6) The Risk Rating Process, Monitoring and Early Warning Signs; and 8) Asset-Based (Formula) Lending. It refers to handouts that are also included in this series.

This extensive presentation covers a full two-day workshop. The first day focused on the risk management process, credit culture and asset quality; borrowing causes; information and data needs; special challenges with small businesses; sources of repayment; and cash flow. The second day included discussion of developing a common analytical focus; projections and sensitivity analysis; non-financial risk dimensions; credit facility structuring; loan monitoring; dealing with problem loans; and credit risk ratings.