This presentation has eight sections: 1) Credit Culture & The Risk Management Process; 2) Due Diligence & Data Expectations; 3) Underwriting & Credit Analysis Concepts; 4) Financial Analysis & Cash Flow Concepts; 5) Credit Structuring & Covenants; 6) The Risk Rating Process, Monitoring and Early Warning Signs; and 8) Asset-Based (Formula) Lending. It refers to handouts that are also included in this series.

The focus of this fraud awareness presentation includes: definition of fraud, occupational fraud and white collar crime; fraud awareness, detection and prevention; potential fraud indicators; and examples of fraud cases. The presentation was adapted from a fraud awareness presentation titled "How to Identify and Catch a Thief in the Workplace," developed by Susan Mondello, deputy chief audit officer and associate director, University Auditing and Advisory Services, Georgia State University, Atlanta, GA, USA.

The presentation describes recent developments, the Basel II consultative package, strengthening risk coverage, revisions to market risk and principles.

The presentation gives background about deposit insurance systems in the MENA region, including implications of implicit and explicit deposit insurance, and design features of existing deposit insurance systems.

This handout accompanies the Valuation presentation and focuses on the problem with common shares and preferred shares.  It also has case study examples.